The Mountain Stands Behind You

Who We Are

Donegal Mutual Insurance Company, Mountain States Commercial Insurance Company and Mountain States Indemnity Company are property and casualty insurance companies that provide commercial insurance products as the Mountain States Insurance Group through independent agencies in the States of New Mexico, Colorado, Texas and Utah. We are member companies of the Donegal Insurance Group®, a family of property and casualty insurance companies that operates across multiple regions of the United States.

In the Rocky Mountain states, your word is your promise. Main Street still matters. And community counts for a great deal. We live by the same credo. That’s what makes Mountain States Insurance Group such a solid insurance provider for our customers in this region. We know their names, support their businesses and want to see them succeed. We offer the insurance protection they need at a fair price. And our customers know we stand behind them, ready to answer their call – in person – every time.

Our dedicated, personal service is our hallmark, but there are many more reasons to choose the Mountain States Insurance Group:

  • We offer a full range of commercial insurance products for small and large businesses;
  • Our network of experienced independent agents is unparalleled;
  • We provide a full range of extra resources to make your business safer and more effective;
  • We live in and support the same communities as our policyholders.

Thank you for visiting our website. As you navigate through the site you'll find what you need to know about our products in the Our Products section. We offer a wide variety of personal and business insurance products that can be customized to meet your needs. In order to find the right coverage for a reasonable price, you can use the Find an Agent function to find a local independent agency nearest to you.

In May 2017, Mountain States Mutual Casualty Company merged with and into Donegal Mutual Insurance Company of Marietta, Pennsylvania. As a result of the merger, Mountain States Commercial Insurance Company and Mountain States Indemnity Company became insurance subsidiaries of Donegal Mutual Insurance Company and member companies of the Donegal Insurance Group. The Donegal Insurance Group® has been in the insurance business for more than 125 years. The Donegal Insurance Group® has received an A (Excellent) rating from the A.M. Best Company, a well-respected leader in providing financial rating services to the insurance industry.

Please read the Donegal Insurance Group’s President’s personal welcome to our site

Mission Statement

Providing peace of mind to our policyholders and being there when it matters most.

A.M. Best Rating

Rated A (Excellent)

The Donegal Insurance Group® has received an A (Excellent) rating from the A.M. Best Company, which is respected as a leading provider of financial rating services to the insurance industry.

Financial Strength - A.M. Best - A Excellent